Shriram One: Loan, FD, UPI

UPI payments, Bill Payments, Recharges, Loans, Fixed Deposit, Insurance & moreShriram One is your trusted financial partner for everyday needs. Explore our comprehensive suite of services, including:• Investments – Fixed Deposit, Fixed Investment Plan & Chits• Loans – Personal, Business, Two & Four wheelers, Used Car, Commercial Vehicles and Gold Loans• Insurance – General - Two Wheeler & Four wheeler Insurance; Life Insurance – Savings, Retirement, Child & Protection Plans• Bill Payments – Make Prepaid Mobile Recharge, pay Electricity bill and other utility bill payments on Shriram One• UPI – Scan & Pay any QR, Send or receive money via UPI, Split Expenses and more• Shriram One Exclusive – Discover exclusive offerings like Shriram One Gold, Shriram One Care and more• Other Offerings – Access 10+ financial calculators, view vehicle info, popular services – book travel tickets, hotels, check cricket score, play games and moreInvestmentsOur investments are tailored to meet your needs, they offer attractive interest rates, flexible tenures with a high degree of safety• Shriram Fixed Deposit: Invest in Shriram Unnati Fixed Deposit for steady savings, growth and generate inflation-beating returns. Maximise your savings with Shriram Finance high-yielding Fixed Deposit. Invest and earn interest rate up to 9.40%* p.a. (inclusive of 0.50% for Senior Citizens and 0.10% for Women Depositors) • Fixed Investment Plan: Easily start your FIP by investing just ₹1,000 per month• Shriram Chits: A safe and convenient way to save money, earn interest, and access funds when you need them• Shriram One Gold: Invest in the timeless value of gold with Shriram One Gold. Buy, sell, or hold gold digitally & securelySecure UPI PaymentsShriram One UPI enables you to scan any QR to send/receive money instantly to anyone. check a/c balance, set autopay, track your UPI expenses and transaction history, request money and more.Bill Payments and RechargesRecharge your mobile (Prepaid and postpaid), DTH, Landline, FASTag recharge, loan repayment, Insurance, credit card bill payment, broadband, cable TV, water & electricity billsLoansWe offer customized loan solutions. Obtain a personal loan to support your dreams or get a business loan to fuel your entrepreneurial ambitions. • Personal loan: Apply for personal loan up to ₹15 lakhs. We offer flexible repayment options (12 to 60 months), with no collateral at competitive interest rates (11%* to 36%* APR). ExampleLoan Amount of ₹1,00,000 for 24 months may have an interest rate of 12% p.a. (1% p.m. for 24 months - interest rate calculated on reducing balance method) with EMI ₹4,707, the total interest payable would be ₹4,707 x 24 months - ₹1,00,000 = ₹12,968The processing fees (excl. GST) is ₹2,000 and the disbursed amount - ₹1,00,000 - ₹2,000 = ₹98,000Total Amount Payable: ₹4,707 x 24 months = ₹1,12,968Total Cost of Loan = Interest Amount + Processing Fees = ₹12,968 + ₹2,000 = ₹14,968The total amount payable will be ₹1,14,968 (incl. Processing Fee).*Note: These numbers are indicative. Final interest rate & APR will depend on the customer’s creditworthiness and assessment• Two-Wheeler Loan: Get your dream two-wheeler with ease. Apply for a two-wheeler loan, enjoy flexible repayment options and competitive interest rates.• Business loan: Grow your business with a Shriram Business Loan.• Commercial Vehicle Loans: Get financing for your transport business and grow your fleet.• Used Car Loan: Get instant loan up to 85% of your vehicles value, from ₹1 lakh upwards.• Gold Loan: Get fast and easy access to cash by pledging your gold with us.InsuranceWe offer a range of insurance products. Our offerings in general insurance encompasses motor insurance - Two-wheeler, Four-Wheeler, Commercial Vehicle Insurance and more. We also offer a broad range of life insurance products such as savings plans, Child plans, Protection and retirement plans.